Too many of us renew or insurance year after year without checking if the price they are offering us is competitive or if we are missing out on a better deal. There are some very useful car insurance comparison websites out there, all you have to do is enter your details in once and they will do the searching for you. When you have a list of prices, make sure that you check which ones include breakdown cover, uninsured driver cover and window screen replacement cover.
You should pay particular notice to what excess the policy carries. Do not be tempted to increase your excess extremely high to reduce your car insurance premium as if the worse should happen you could find that you cannot afford to pay it so end up without a car. Also you can find that increasing your excess sometimes puts the policy premium up, so do some checks first to be sure you are getting the best possible deal.